RETIREMENT PLANNING
When people think about their financial future, retirement planning is often top on the list. After all, no one wants to work forever. The problem is that retirement planning often starts and stops with the 401(k). While a 401(k) is one of the most important pieces of the retirement puzzle, it isn't necessarily the only piece you need. A successful retirement plan may include everything from insurance to tax planning and beyond.
A 401(k) is definitely a good step but, if it isn't nurtured properly, it might not grow properly. It is important to not just look at your 401(k) as a savings vehicle but also as a complex investment that fits into your larger plan. It is important to study the investments within your 401(k) and see how they overlap and meld with the rest of your portfolio. If you are just starting out, this is no less important. The makeup of your 401(k) and how you contribute to it might give you a head start towards retirement or might hold you back.
Have questions about your retirement plan or need to start forming one? Let's talk. There is never a fee to meet with me and discuss your financial future.